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7 Benefits Seniors Are Entitled In 2021,

But Often Forget To Claim


Don't make a move on your bills until you read this...

New savings discounts are now available for seniors that can help you to save money and improve your lifestyle. They are truly incredible discounts but most people have never heard about!


Furthermore, the only way you get them is if you ask. So most Seniors never receive them, and save the money that they are entitled to.  

National Penny has compiled the 7 best senior discounts + savings deals available to seniors in the United States (plus a couple bonuses). On this page you will find a short description of each as well as a direct link in order to make it easier to take advantage of each discount. 


There are no limits to the number of discount that you can claim (we recommend you claim at least 2 offers below before they expire). Keep in mind that many of these offers expire very soon, so it's important that you act quickly.

1. Born Before 1964? Get Up To $3,708/Year Off Your Mortgage With The Lucrative "RaTO" Program

Still unknown to many homeowners is an amazing program called Rate and Term Option (RaTO) that could benefit millions of Americans and reduce your payments by as much as $3,708 per year! You can bet the banks aren’t too thrilled about losing all that profit and probably secretly hope homeowners don’t find out before the rules change.


So while the banks happily wait for this program to end, experts are making a nationwide push and urging homeowners to take advantage of this amazing program. This program is currently active as of 2022, but as everything the rules may change soon. But the good news is that once you’re in, you’re in. If lowering your payments, paying off your mortgage faster would help you, it’s vital you act now and see if you could qualify for RaTO or a better rate in today’s marketplace.


Here's What You Need To Do

Step 1: Click on your state below to see if you are eligible

Step 2: Answer a few questions (takes about a minute) and see your new rate

Click Here To See If You Qualify >

2. Senior Drivers With No Tickets In 3 Years Should Do This

You probably don't know that you can save up to $536 per year (or up to 40% cheaper than what you pay) on auto insurance if:


1. You drive less than 75 miles a day

2. You've had no accidents or tickets in the last 6 months


This free service lets you know how much you can save on auto insurance per month, and how much your new auto insurance will be. 

Take this 30-second survey to calculate your savings >>


Number Of Miles You Drive Per Day

Under 25
25 - 50
50 - 75
Over 75
Click To Calculate Lower Rate >

3. Miracle Sheets - The Cleanest Sheets...EVER!

Bed sheets haven't been innovative in years. They're a breeding ground for bacteria and dust mites. Miracle Sheets has created the most hygienic luxury sheets ever made. These amazing sheets utilize natural bacteria fighting silver for healthier skin and cleanliness.


Miracle Sheets also feature modern regulating fabrics so you can stay comfortable all night long. No more excessive laundry loads, bad odors and unhealthy skin!


If you want a great night's sleep and awesome mornings, make the switch to Miracle.


Learn More About Miracle Sheets And Get 42% Off

Click Here To Learn More Miracle Sheets >

4. Get A Home Warranty And Never Pay For

Covered Home Repairs Again

Still unknown to many seniors is a brilliant Home Warranty Program called Choice Home Warranty, that could help benefit millions of households and help them never pay for covered appliance failures, furnace breakdowns, electrical issues and so much more. 


You likely have homeowners insurance, right? The Choice Home Warranty Plan is similar to a homeowners insurance plan, but it actually covers many things that an insurance plan won't, like a broken fridge, furnace, or an electrical malfunction on a ceiling fan. In fact many homeowners like to get the Choice Home Warranty Plan to pair with their homeowners insurance. 


Often times, new homeowners are offered a 1 or 2 year home warranty plan when they purchase their home. This can be a huge bonus for the home buyer since it takes away the stress of having to pay for likely issues that might come up during the first year or two of owning the home. Issues such as a broken refrigerator or dishwasher aren't fun to deal with. Or how about a broken furnace or air conditioner? These would likely cost $1,000s of dollars to repair. 


Luckily, homeowners now have the option to get a home warranty plan anytime after they bought their home. Even if you've lived there for 20 years, you can still get your own home warranty plan that will cover the cost of many unforseen home repairs.

Enter Zip To Get Your Free Quote >

5. Enjoy Eating Out With Senior Discounts

If you don’t feel like cooking be sure to turn to these places for good senior dining deals. From fast food to steak restaurants, our compiled restaurant list will definitely help you make your choice.


Keep in mind that deals may vary at participating locations and can change without notice.  


■ McDonald’s: discounts on coffee and beverages (55+)

■ Whataburger: free drink with purchase of a meal, depending on location (55+)

■ Wendy’s: give free coffee or other discounts depending on location

■ Piccadilly Cafeteria: 10% discount with “Prime Time for Seniors” card

■ IHOP: 10% discount (55+) and a menu for people aged 55 and over at participating locations

■ Golden Corral: Senior discount varies by location

■ Krispy Kreme Senior Discount: 10% off (50+) (age and discount varies depending on location)

■ Perkins Restaurants: Fifty-Five Plus menu Offers special deals (55+)

■ Subway: 10% off (60+) varies by location

■ The Old Spaghetti Factory: Spaghetti Factory “Senior Menu” offers discounted list of menu items

■ Uno Pizzaria & Grill: “Double Nickel Club” 25% off on Wednesday (55+)

■ Sizzler: Offers “Honored Guest Menu” (60+) varies by location

■ Papa John’s Senior Discount: check with your local stores (no standard senior discount policy)

■ Old Country Buffet: Daily discounts for seniors (55+)

■ Friendly’s Restaurants: 10% off meal w/ free coffee at breakfast or free small sunday during non-breakfast hours

■ Fazoli’s: Join “Club 62” for special senior menu items (62+)

■ KFC: free small drink with any meal depending on location (55+)

■ Country Kitchen: Great Senior Menu (55+)

■ Burger King: 10% discount on purchase depending on location (60+)

6. Homeowners In Eligible Zip Codes Can Save Up To $1,632/yr On Their Home Insurance. Check If Your Area Qualifies…

Here's A Clever Way That American Homeowners Are Saving up to $1,632 a Year.


Still unknown to many is a brilliant online tool being dubbed as "The Amazon of Home Insurance" that could benefit millions of Americans and reduce their payments by as much as $1,632 per year! You could bet the home insurance companies aren't too thrilled about losing all that profit and might secretly hope homeowners don't find out before the rules change.


» Check If Your ZIP Qualifies Here


So while the insurance companies pray that you don't learn about this, experts are making a nationwide push and urging homeowners to take advantage of this free online tool. This tool is currently online as of today, but it could be taken down at any time. But the good news is that once you're in, you're in. If lowering your payments and keeping cash in your pocket would help you, it's vital you act now and see if you could qualify for massive savings in today's marketplace.


Urgent: So many homeowners cold still benefit today, but sadly, many do not realize this online tool exists. Remember, this online tool is free and there's absolutely NO COST to see if you qualify for a cheaper home insurance plan. See if you qualify before it's gone >>

How Do I Qualify?


Step 1: Click how long you've lived in your home to instantly check your eligibility for free

Step 2: View your new lower rate and save! Click here to get your new rate


How many years have you lived in your home?

0 - 4 >
5 - 9 >
10 - 14 >
15 - 19 >
20 - 24 >
25+ >
Reduce My Home Insurance

7. iMemories - Transfer Your Old VHS Tapes,

Photos & Film To DVD & Digital

Problem: Boxes of old tapes, cassettes, films, photographs, slides and negatives


Solution: iMemories


iMemories is an incredible new way to preserve your priceless memories by digitizing them and saving them for years to come, no matter what format they are in! Memories can be shared with friends and family from computers, tablets, and mobile devices forever.


Even if the memories are old and damaged, iMemories can convert them to digital.


New Year's Sale: Visit The iMemories Homepage And Save Up To 50% Off Your Kit

Click Here To Learn More About iMemories >

8. (Bonus) Top Doctor Shares Known Method

For Reducing Dark Spots (It's Genius)

Dr. Steven Gundry — a personal physician to Tony Robbins and Fortune 500 executives — is now tackling a common (and frustrating) skin issue that’s stumped experts for years. During this free presentation, the doctor will reveal the truth about dark spots, common skin agers that can add years — even decades — to your appearance. During this video, he unveils the real reason that you are getting dark spots (Hint: it isn’t just the sun!).


Dr. Gundry will also reveal his shocking home method for dramatically reducing dark spots and helping prevent new ones from forming. This simple trick takes less than one minute a day, and can help support even, clear skin without lasers or surgery. In fact, when real-life people tried this method out, the results were astounding. Click here to watch now.

Click Here To Learn More >

9. (Bonus) Every Senior Should Wear This $59 Fit Watch

This new smartwatch is taking over the US. But why is it so popular and selling out everywhere?


It can measure your blood pressure, blood oxygen level (SpO2), heart rate, calculate your beats per minute (BPM). All in real-time.


The KoreTrak watch can help you keep track of your heart rate and other vitals so you can get some peace of mind.


It can also count your steps, your calories, your fitness activity...


The best part? It's only $59. It's not available on Amazon or eBay.


Buy it now while the price holds >>

Click Here To Learn More About KoreTrak >

10. (Bonus) Enjoy A New Movie At A Discounted Price

Who doesn't love going to the movies? As seniors, it's even better! Nowadays, many cinemas offer seniors a variety of discounts to take advantage of. Below is a list of some of the best ones: 


AMC Theaters (60+): 30% Discount on purchase

Regal Cinamas (60+): 35% Discount on purchase

Georgia Theater (Varies): Discounts vary by location

Alamo Drafthouse Cinemas (60+): Matinees only $6 on weekdays

B&B Theaters (60+): $1-$2 Ticket discounts

Celebration Cinemas (60+): $2 Discounts on all evening shows

Fridley Theaters (All ages): "Bargain Day" every Tuesday

Marcus Theaters (60+): $5 Matinees on Fridays

Showcase Cinemas (60+): "Senior Wednesdays" discounted ticket prices  


So enjoy a day or night out at the movies!


11. (Bonus) No Life Insurance? You'll Want To Use This Brilliant Life Insurance Trick


If you don't have life insurance, you better read this  

When people visit National Family Life Insurance, to check for life insurance quotes, many are surprised by the results. Most seniors can't believe that the available rates are actually real, but the truth is that they are, since rates have dropped considerably for life insurance policies in recent years.


The reality is, thanks to a new policy it is now easy to qualify for $250,000 in life insurance with no medical exam (optional).  


Click Your Age

Under 45
45 - 55
55 - 65
Over 65
Click Here To Save On Life Insurance >

12. (Bonus) How To Empty Your Bowels Every

Morning? Yale Cardiologist Explains How

According to Dr. Steven Gundry — a world-renowned heart surgeon — many so-called “health foods” in the American diet contain a dangerous toxin that could be expanding your waistline. “This toxin causes micro-tears to form in your fragile intestinal-wall — allowing bacteria and waste products to seep into your body.” Says Dr. Gundry.


Dr. Gundry explains, “These side effects are often mistaken for normal signs of aging, because they usually develop over a matter of years, and sometimes even decades. But I can assure you, the damage caused by these so-called “health foods” is far from normal.” The good news is, you can support the health of your gut from your own home.


Click to learn how.

Click Here To Learn More >

13. (Bonus) Tax Relief - Owe More Than $10k In

Tax Debt? Read This Now

Problem: Owe more than $10,000 in tax debt


Solution: Freedom Start Initiative


Fresh Start Initiative can help you solve your IRS tax problems, and provide expert help and relief in in dealing with the IRS and getting a fresh start. The Freedom Start Initiative's goal is to save you on what you owe the IRS.


They assist with resolving:


  • Back Taxes
  • Liens
  • Penalties and more


Winter 2022: Click Here To Get Help From Fresh Start Initiative Today

Get Relief With The Fresh Start Initiative Today >

14. (Bonus) Seniors Can Travel The World For Less

Many cruises offer discounts for seniors if you book long enough in advance. Another tip most people don't know about is that if you are traveling alone, you can book a single occupancy room and pay less.


If you are traveling by train, consider Amtrak. They offer a 15% discount to seniors. You can also find discounted airline tickets for seniors, but this might require a little more work.


Some airlines only offer these discounts on specific flights, and oftentimes you can't apply them online. Nonetheless, if you are willing to do the research, chances are that you will be able to keep your prices down.


15. (Bonus) How Much Money Do You Really Get From A Reverse Mortgage?

A staggering amount of seniors do not have the funds to comfortably retire. This is why millions of Americans are taking advantage of a reverse mortgage loan to help supplement their retirement income while continuing to live in their own home.


A reverse mortgage can be a great way to get a source of tax-free funds, while helping getting rid of your existing mortgage payment and generally, only having to pay for property taxes, maintenance and homeowner's insurance. It is crucial that you can go into your golden years with certainty, confidence and control. With this extra supplemental income, you can pay off overdue bills, repair or remodel your home, build a financial safety net, cover in-home medical costs, or even take the trip you've been wanting to go on.


AAG is a leader in the reverse mortgage industry and has partnered with Tom Selleck of "Magnum PI" fame to help spread the word on how reverse mortgages work. They have put together a free info kit to educate you about the advantages of reverse mortgages. Visit here to claim your free kit and learn more about this valuable program.


How To Qualify:

Step 1: Click on property type below to see if you are eligible

Step 2: Enter Zip, answer a few questions and find out if a reverse mortgage is right for you

Single Family
Multi Family
Condominium
Mobile/Maufactured
Town Home
Co-Op
Click Here To Learn More >>

Quick Links:


  1. Miracle Sheets - The Cleanest Sheets...EVER!
  2. Get A Home Warranty And Never Pay For Covered Home Repairs Again
  3. Senior Drivers With No Tickets In 3 Years Should Do This
  4. Born Before 1964? Get Up To $3,708/Year Off Your Mortgage With The Lucrative "RaTO" Program
  5. iMemories - Transfer Your Old VHS Tapes, Photos & Film To DVD & Digital

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